When: Open Enrollment happens every year between November 1 and January 15. However, if you have a life change or income changes, you may qualify for a Special Enrollment Period throughout the year. If you qualify for MaineCare, you can enroll any time of the year.
Where: Online, by phone, with help from free, local brokers or assisters, or with a paper application.
How: Follow these steps to enroll:
- Set up an account on CoverME.gov. Fill out the application with information about you and your household. This will include address, birth dates, SSNs, and best estimate of your income for 2025.
- CoverME.gov will let you know if you qualify for financial savings to help lower your monthly costs.
- Use the Plan Comparison Tool to see plans side-by-side. Compare plans to see which one is the best fit for you. You can see which plans cover your doctors and prescription drugs. You can see estimated costs for monthly premiums and for the care you expect to need.
- Pick a plan that fits your needs and budget.
- Pay your monthly premium directly to the insurance company.