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The Open Enrollment Period is the time of year where you can apply for a plan through CoverME.gov. Open Enrollment will run through January 15, 2022. For coverage effective January 1, be sure to complete your enrollment by December 15. Enroll by January 15 for coverage beginning February 1.

After Open Enrollment ends, you will have to wait until next fall for the next opportunity to enroll. The exception is if you have a qualifying life event -- like losing the insurance you get through your job, getting married or divorced, or having a baby. These events would qualify you for a special enrollment period, which means you may be eligible to enroll in a plan outside of the annual Open Enrollment period.

Once you’re ready to apply, you can create an account and submit an application through CoverME.gov. For additional guidance, you can reference our step-by-step guide to creating your CoverME.gov account (PDF).

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After Open Enrollment ends, you will have to wait until next fall for the next opportunity to enroll. The exception is if you have a qualifying life event -- like losing the insurance you get through your job, getting married or divorced, or having a baby. These events would qualify you for a special enrollment period, which means you may be eligible to enroll in a plan outside of the annual Open Enrollment period.

Need Help with Enrollment?

Use the Find Local Help Tool to find trained and certified enrollment professionals near you to assist with the enrollment process at no cost to you.